Mutual Fund Return Calculator
Advanced Mutual Fund Calculator
Calculate exact potential returns, track periodic wealth generation, and export precise amortization data for your financial planning.
Projection Summary
| Year | Total Invested (₹) | Wealth Gained (₹) | Total Value (₹) |
|---|
How are these calculated?
Transparent mathematics behind your wealth projection.
SIP Calculation (Systematic Investment Plan)
Calculated using the Future Value of an Annuity Due formula, assuming investments are made at the beginning of each month.
- FV: Future Value
- P: Monthly Investment amount
- r: Expected monthly rate of return (Annual Rate / 12 / 100)
- n: Total number of monthly installments (Years × 12)
Lumpsum Calculation & XIRR
Calculated using the standard Compound Interest formula. For deterministic projections, the XIRR is mathematically equivalent to your expected annual CAGR.
- FV: Future Value
- P: Initial Principal Lumpsum amount
- r: Expected annual rate of return (Percentage / 100)
- t: Total time duration in Years
Important Financial Disclaimer
This tool is designed for educational and planning purposes to demonstrate the power of compounding. Mutual fund investments are subject to market risks. Actual XIRR and returns will fluctuate based on the Net Asset Value (NAV) sequence, exit loads, expense ratios, and applicable capital gains taxes. Past performance does not guarantee future results.
